| | OCTOBER 2020Contents08RETAIL PERSPECTIVE ON ENTERPRISE RISK MANAGEMENT (ERM)Francisco Fuentes, Vice President of Risk Management, Tailored BrandsIN MY OPINION30LAST WORDEVOLVING ERM IN BANKING WITH RECENT TECHNOLOGY DEVELOPMENTFrank Tian, VP - Risk Management, Union Bank12COVER STORYPlante Moran Making Risk Management a Proactive EndeavorRaj Patel, Partner and Cybersecurity Consulting Practice LeaderSean McBride, Partner and Business Analytics LeaderDennis Bagley, Partner and Information Technology Consulting LeaderDoug Farmer, Risk and Accounting Advisory Practice Leader
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