| | OCTOBER - 20176CIOReviewCopyright © 2017 ValleyMedia, Inc. All rights reserved. Reproduction in whole or part of any text, photography or illustrations without written permission from the publisher is prohibited. The publisher assumes no responsibility for unsolicited manuscripts, photographs or illustrations. Views and opinions expressed in this publication are not necessarily those of the magazine and accordingly, no liability is assumed by the publisher thereof.OCTOBER - 18 - 2017Mailing AddressCIOReview44790 S. Grimmer Blvd Suite 202, Fremont, CA 94538T:510.565.7624, F:510-894-8405 OCTOBER - 18 - 2017, Vol 06 SE 105 - Published by ValleyMedia, Inc. To subscribe to CIOReviewVisit www.cioreview.com PAYMENT AND CARD SPECIALCIOReviewEditorial StaffSalesAva Garcia Ereena Mathur Kyle SummersBanu JohnJade Ray Sarah Lauren AndersonAlena D'souzaalena@cioreview.comT: 510.556.2284VisualizersDave BrownManaging EditorJeevan GeorgeK. Manoj KumarEditorialThe proliferation of technology is allowing market players in the finance industry to frame next-gen payment processing solutions and in the process upend the existing business paradigms. Especially for banks, there is a greater demand to be customer-centric to address the rising customer experience expectations. While technology has been acting as an enabler for the banks to make the right moves, it has also led to the emergence of non-traditional, FinTech firms that are leveraging technology to provide simple, easy-to-use, convenient and cost-effective products and services to customers. As FinTechs has had a vital impact on the technology and business front, there is a growing demand on banks to focus on innovation by leveraging new technologies such as blockchain, biometrics, and robotic process automation. The fragmentation of the market, coupled with initiatives such as Payment Systems Directive (PSD) and open banking--that aim to open up the market to third-party providers--are expected to further drive innovation in the sector. Coupled with this, services such as Banking as a Platform (BaaP) is encouraging banks to have third party integration that will provide customers with one-stop shop to access the traditional bank's core offerings. Efforts are also underway to integrate payments more closely into enterprise resource planning (ERP) systems. This will improve the customer experience and enhance operational benefits across the broader organization. In this scenario, our goal with this special edition is to highlight best-of-breed payment and card solution providers in the market. This edition blends thought leadership from subject matter experts with real stories on what selected vendors are doing for their clients, including exclusive insights from CIOs and CXOs. Send us your thoughts. Jeevan George Managing Editoreditor@cioreview.comA Transformation Roadmap*Some of the Insights are based on the interviews with respective CIOs and CXOs to our editorial staff
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