4CIOReview | | NOVEMBER 2021Contents08IN MY OPINION12THE DIGITAL PARADOXAlex Carriles, EVP, Chief Digital Officer, Simmons BankCHANGE IS HERE AND IT IS REALLAST WORDJesse Sandoval, Senior Vice President ­Director GTS Global Payments, East West BankC O VER STORY30WILLIAM KNIERING, SVP, HEAD OF COMMERCIAL CARD,TEXAS CAPITAL BANKTHE GROWING IMPORTANCE OF CARDS
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