| | NOVEMBER 20204CIOReviewContentsInnovating to Cut Costs for Mortgage Lenders, Save Time and Money for Borrowers, and Expand the Availability of CreditIN FOCUS1210 - 11CXO INSIGHTS28Andy Higginbotham, Chief Operating Officer, Single-Family, Freddie Mac (OTCMKTS: FMCC)RETAIL MDS, INC.THE TRUSTED CHOICE FOR FACILITY MAINTENANCEMichael DeSanto JrVice PresidentMichael DeSanto SrPresident
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