| | March 20186CIOReviewThe accelerating pace of technology change has become one of the most creative and strategic force in the financial ecosystem today. Be it retail banking, capital markets or even asset management, a future where sophisticated robots staffed in banks or AI-powered apps guiding investment is right around the corner. Coupled with the disruptors--including blockchain and cryptocurrencies--other facets such as security and fraud detection, regulatory frameworks, financial analytics, and customer services are also spiraling in terms of progress and adoption. Seated atop huge datasets including demographics, econometrics, cash-flow cycles, liquidity needs, and costs of capital, financial institutions can leverage these user-facing technologies powered by analytical engines to gain the much needed competitive edge. Meanwhile, to take advantage of the evolving technologies, financial institutions need to have a holistic view of their position across and beyond IT. CIOs might as well have to take the `leap of faith' with big projects. Organizations must be ready to handle the inevitable `next big disruption' by having the models, architecture, and vision in place to understand and implement emerging technologies without creating chaos. Each financial institution may arrive at success differently, based on the unique proposition of their businesses, the roadmap, regulatory circumstances, and institutional capabilities. In this scenario, curating content for this edition has been a dive into exploring a plethora of service providers, changing market trends and client requirements, and a glimpse into how the future of FinTech would look like. We hope the valuable insights from industry thought-leaders and the innovative solutions from leading as well as emerging companies featured in this edition will help you in making informed decisions for your enterprise.Let us know your thoughts.Jeevan George Managing Editoreditor@cioreview.comEditorialInnovations that Foster GrowthCopyright © 2018 ValleyMedia, Inc. All rights reserved. Reproduction in whole or part of any text, photography or illustrations without written permission from the publisher is prohibited. The publisher assumes no responsibility for unsolicited manuscripts, photographs or illustrations. Views and opinions expressed in this publication are not necessarily those of the magazine and accordingly, no liability is assumed by the publisher thereof.CIOReviewMARCH - 28 - 2018Mailing AddressCIOReview44790 S. Grimmer Blvd Suite 202, Fremont, CA 94538T:510.402.1463, F:510-894-8405 March - 28 - 2018, Vol 07 SE 10 Published by ValleyMedia, Inc.To subscribe to CIOReviewVisit www.cioreview.com CIOReviewEditorial StaffSalesSandeepa MJustin SmithKenneth ThomasLester D'SouzaKyle SummersSarah FernandezVincent Georgevincent@cioreview.com510.330.5150Managing EditorJeevan GeorgeFINTECH SPECIAL*Some of the Insights are based on the interviews with respective CIOs and CXOs to our editorial staffVisualizersJeevan JyothiAsher Blake
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