| | DECEMBER 20218CIOReviewIN MY OPINIONTHE BEST OF BOTH WORLDS:CAPITAL MARKETS TECHNOLOGY IN THE SECURITISATIONMARKETThe pandemic has revealed how capital markets have been vital in helping some firms survive,but it is the ones who invested heavily in tech beforehand which have stood out and remained strong during this time.Capital markets technology help streamline processes, provide greater transparency for investors, and unlocks the potential of AI and machine learning to forecast the performance of investments. In effect, futureproofing businesses. The need for greater transparency One of the major issues that has been brought to the forefront because of the pandemic is investor demand for transparency. Investors want easy access to information and documentation. By Alex Maddox, Capital Markets & Product Development Director at Kensington MortgagesThey also want that information to be very granular so that they can monitor the risk in their investments. A significant amount of the securitisation market regulation brought in after the global financial crisis was designed to provide for this. This is probably one reason why the market has performed better through this crisis. There are several providers, notably the European Data Warehouse and EuroABS that provide this service to investors for a wide range of securitisation deals from different issuers. These repositories contain extensive deal documentation and so called `data tapes' that provide information on each loan or exposure that make up the collateral of the securitisation.
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