| | DECEMBER 20204CIOReviewContentsTech's Lesson: Meet Consumer Banking Expectations Every Step of the WayEnergy Service Subscription Plans: A Win-Win for Utilities and CustomersA Front-End Preventive Approach to the Revenue Cycle Contributes to a Positive Patient Financial Experience12CIO INSIGHTSCXO INSIGHTS202328Rich Fusinski, SVP & CIO, Flagstar Bank [NYSE: FBC]Lon Huber, Director, Aida Hakirevic, Director and Anissa Dehamna, Associate Director, NavigantDeborah Vancleave, VP of Revenue Cycle, Mosaic Life CareCLARUS COMMERCEBRINGING SUBSCRIPTION-BASED LOYALTY PROGRAMS TO RETAILERSTom Caporaso, CEO
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