| | AUGUST 20216CIOReviewIn the absence of physical contacts, consumers have become reliant on virtual fintech services to access and disburse funds, and fintech solutions are proving to be more valuable than ever. The rise of fintech's popularity can be primarily attributed to the advancement of technology in the banking sector. Artificial Intelligence (AI) and Machine Learning (ML) have paved the way for autonomous finance, allowing users to manage their utility bills, insurance, and other payments, without disrupting their work.In addition, the growing awareness of financial education has encouraged customers to invest their money rather than depositing it in a bank. As a result, third-party financial institutions are giving traditional banks a run for their money in offering flexible high-income-generating investments. Collaborative efforts between multiple parties also ensure that data collected by fintech service providers remains safe.Digital banking was earmarked as the solution to long queues at banks, but the total eradication of physical contact was never possible until the pandemic. New generation financial institutions have risen to the occasion by leveraging fintech solutions to offer convenient digital-only banking services that required no physical contact. The growing competition among financial institutions in delivering digital-only banking services is good news to consumers as now they can choose from an array of enticing offers.Consumer literacy level in fintech is on the rise, creating an excessive demand for fintech services. Catering to these needs, new companies continue to emerge with innovative services that enhance the consumer experience. In this edition of CIO Review, we bring you the story of some of the most successful fintech service providers that deliver the best outcomes for their clients. This edition also combines thought leadership articles from subject-matter experts and exclusive insights from CIOs and CXOs. We hope this edition will provide you with the right assistance in choosing the best fintech service providers based on your requirements.Let us know your thoughts!EditorialReshaping Financial Markets with TechnologyCopyright © 2021 ValleyMedia, Inc. All rights reserved. Reproduction in whole or part of any text, photography or illustrations without written permission from the publisher is prohibited. The publisher assumes no responsibility for unsolicited manuscripts, photographs or illustrations. Views and opinions expressed in this publication are not necessarily those of the magazine and accordingly, no liability is assumed by the publisher thereof.CIOReviewEmail:sales@cioreview.comeditor@cioreview.commarketing@cioreview.com August - 9 - 2021, Vol 10, Issue - 44 (ISSN 2644-237X) Published by ValleyMedia, Inc.To subscribe to CIOReviewVisit www.cioreview.com CIOReviewEditorial StaffAaron PierceCarolynn WaltersDean WinchesterJustin SmithShirley FaithRussell ThomasVisualizersAsher Blake*Some of the Insights are based on the interviews with respective CIOs and CXOs to our editorial staffJustin Smith Managing Editoreditor@cioreview.comManaging EditorJustin SmithSalesStephen Thomasstephen.thomas@cioreview.com
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