| | AUGUST 20216CIOReviewWith waves of innovation powering the digital revolution in the FinTech realm, 2021 paves the way to a brighter financial future. FinTech players are constantly exploring newer approaches to serving customers in novel and unconventional ways. The keen emphasis on creating personalized, digital-first financial solutions has allowed the industry to stay afloat amidst the ever-changing tides of consumer demands and expectations. Slowly but steadily, conventional and mundane processes and practices are disappearing into oblivion as digital FinTech enhancements foster improved efficiencies, making way for more positive consumer experiences. Today, digital banking is making significant strides in the FinTech arena. As digital banks continue to rise, their brick-and-mortar counterparts close their doors forever--a trend that is no stranger to the world of finance; however, the Covid-19 crisis crystallized thinking on this matter. Besides, thriving cryptocurrencies headed by revolutionary blockchain technology are increasingly taking center stage to redefine financial transactions. Adept and reliable fraud detection, decision-making, credit scoring, and optimizing processes are now just a breeze with the latest AI and ML tools. Besides, AI in FinTech also helps improve customer retention, speed up loan approvals, and prevent financial frauds. FinTech is undoubtedly ripe for innovation as demand for convenience and newer and safer alternatives to legacy models continues to rise. There is a wide range of FinTech companies at the forefront of technological progression, offering futuristic solutions best suited for the next generation of financial needs. The ensuing business models reflect a mix of the successful players making headway in the FinTech market. To help leaders navigate through the list of promising FinTech solution providers, our panel comprising CEOs, CIOs, VCs, industry analysts, and the editorial board of CIOReview present to you the 20 most promising companies in this landscape. We took a deep dive into the market trends to narrow down the top solution providers that exhibit competence in delivering robust solutions. Equipped with innovative technological capabilities, these enlisted solution providers are transforming the financial sector at the cloverleaf of various disruptive technologies. We hope this issue of CIOReview helps you build the partnership you and your organization need to foster an environment driven by efficient technology. Let us know your thoughts! EditorialFinTech Advancements Fostering the Next Wave of InnovationCopyright © 2021 ValleyMedia, Inc. All rights reserved. Reproduction in whole or part of any text, photography or illustrations without written permission from the publisher is prohibited. The publisher assumes no responsibility for unsolicited manuscripts, photographs or illustrations. Views and opinions expressed in this publication are not necessarily those of the magazine and accordingly, no liability is assumed by the publisher thereof.CIOReviewEmail:sales@cioreview.comeditor@cioreview.commarketing@cioreview.com August - 10 - 2021, Vol 10, Issue - 47 (ISSN 2644-237X) Published by ValleyMedia, Inc.To subscribe to CIOReviewVisit www.cioreview.com CIOReviewVisualizersIssac GeorgeJaxon Jase*Some of the Insights are based on the interviews with respective CIOs and CXOs to our editorial staffJustin Smith Managing Editoreditor@cioreview.comManaging EditorJustin SmithSalesStephen Thomasstephen.thomas@cioreview.com Editorial StaffAaron PierceCarolynn WaltersShirley FaithRussell ThomasDean Winchester
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