| | January 20156CIOReviewCopyright © 2015 CIOReview, Inc. All rights reserved. Reproduction in whole or part of any text, photography or illustrations without written permission from the publisher is prohibited. The publisher assumes no responsibility for unsolicited manuscripts, photographs or illustrations. Views and opinions expressed in this publication are not necessarily those of the magazine and accordingly, no liability is assumed by the publisher thereof.CIOReviewJANUARY13 - 2015CIOReview's circulation is audited and certified by BPA International (Audit Pending). Mailing AddressCIOReview44790 S. Grimmer Blvd Suite 202, Fremont, CA 94538T:510.402.1463, F:510-894-8405 January 13 - 2015, volume SE 45 Published by CIOReview To subscribe to CIOReviewVisit www.cioreview.com Editor-in-Chief Pradeep ShankarEditorial StaffSalesT:510. 565. 7627VisualizersSukirti AgnihotriStephen ThomasSAGE SPECIALCIOReviewAishwarya KannanAlex D'Souza Ambili SasidharanJoe PhilipSteve Millersteve@cioreview.com Dennis Peterdennis@cioreview.comLouis Fernandeslouis@cioreview.comJoshua Parker Lauro PintoMathew JacobSonia Sachar Upcoming issueBanking Technology
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